The following are the standard fire products prescribed by IRDAI. (i) Bharat Griha Raksha (meant for Home Buildings and Home Contents) (ii) Bharat Sookshma Udyam Suraksha (meant for enterprises where the total value at risk at any one location is upto Rs. 5 Crore) (iii) Bharat Laghu Udyam Suraksha (meant for enterprises where the total value at risk at any one location is more than Rs. 5 Crore and upto Rs. 50 Crore)